Lindsay Goebel

As a risk manager in the vibrant communities of Troy, Rochester Hills, Bloomfield Hills, Oakland Twp, and the surrounding areas, I am dedicated to protecting your assets and helping you cultivate your dreams. Our agency flourishes on exceptional customer service, as reflected in our positive Google reviews. Beyond my professional role, I actively engage with our community as a devoted wife, mother of two, and an enthusiastic middle school girls' basketball coach. I proudly participate in the Troy Chamber of Commerce and the Women's Council of Realtors of Greater Rochester Area, and I volunteer with Blessings in a Backpack Avondale. If our paths cross this lovely spring, I look forward to exchanging cheerful greetings!

Here are some springtime insurance tips to help you protect your home and property as the flowers bloom:

• Review your insurance policy: Take this refreshing season to review your homeowner's insurance policy and understand your coverage, deductibles, and any exclusions that may apply. Ensure you have adequate coverage for spring-related risks, such as storm damage or flooding.

• Conduct a home inventory: Spring is a great time to update your home inventory and document your valuable items. This will help you ensure you have sufficient coverage for your personal property in case of loss or damage during this vibrant season.

• Maintain your property: Spring maintenance is essential for preventing property damage. Clear away debris from your yard and check your roof for any winter damage. Inspect your gutters to ensure they are clear to prevent water buildup during spring showers.

• Protect against storm damage: Spring can bring heavy rains and storms. Ensure your home is ready by securing outdoor furniture and decorations, and consider reinforcing windows and doors to protect against high winds and heavy downpours.

• Prepare for spring weather: With the change in season, it’s important to prepare your home for unpredictable weather. Review your landscaping to ensure trees and branches are trimmed to avoid damage during storms.

• Check smoke detectors and carbon monoxide detectors: Spring is a perfect time to test and replace batteries in your smoke detectors and carbon monoxide detectors. Properly functioning detectors are crucial for preventing accidents as we start using our air conditioning and heating systems.

• Consider additional coverage: If you live in an area prone to spring hazards such as flooding or severe storms, think about adding additional coverage to your policy. This may include specialized coverage for storm damage or flooding.

Remember, it’s essential to consult with your insurance provider to discuss any specific concerns or questions you may have regarding your coverage this spring. Embrace the season and stay safe!